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Martin Lewis warns gifting money to family could trigger inheritance tax hit

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Martin Lewis has warned that giving money to family members could have inheritance tax implications if rules are not followed.

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The financial expert raised concerns on his BBC podcast while discussing gifting rules with tax specialists, highlighting how regular financial support to children or grandchildren could be counted towards an estate if not properly managed.Experts said keeping detailed records of gifts is essential to avoid complications when inheritance tax is assessed.

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The main annual allowance allows individuals to give away £3,000 each tax year without it being added to their estate, and this can be given to one person or split between multiple recipients.

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TRENDING Stories Videos Your Say There is also a seven‑year rule, meaning gifts made more than seven years before death are typically exempt from inheritance tax.Lucie Spencer, partner at Evelyn Partners, said: "So there's the large gift allowance, which is £3,000 per individual per tax year."She explained that unused...

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Bloggbnews.com4/30/2026