HMRC confirms when pension tax relief ends as retirees face inheritance tax changes

1 sources1 storiesFirst seen 6/11/2026Score26Mixed Progress

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HM Revenue and Customs (HMRC) has confirmed that pension savers lose their entitlement to tax relief on personal pension contributions from their 75th birthday onwards.Under current HMRC rules, the Government stops adding basic-rate tax relief to any payments made into a pension once a person reaches the age of 75.In its official guidance on pensions tax, HMRC said: "Although contributions can be paid after a member has reached the age of 75, they are not relievable pension contributions and cannot qualify for tax relief".While some pension providers continue to accept contributions from those aged over 75, many schemes do not permit further payments because the tax advantages attached to pension saving no longer apply.

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TRENDING Stories Videos Your Say Before reaching 75, pension savers benefit from considerably more generous rules surrounding pension contributions and tax relief.UK residents can claim tax relief on private pension contributions worth up to 100 per cent of their...

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